• What the papers say – 21st and 22nd January 2012

    What the papers say – 21st and 22nd January 2012

    The Times looked this weekend at the various factors that can have a bearing on borrowing levels, including student loans, the number of dependants a person has, and even whether or not they have had a landline installed. Brokers were keen to point out that affordability calculators offered by most lenders online are just an [...]

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  • Mortgages at their most affordable since 1997

    Mortgages at their most affordable since 1997

    Mortgage payments for new borrowers are now more affordable than they have been for 14 years according to new research from Halifax. The lender looked at average monthly mortgage costs as a proportion of disposable income for new borrowers – both first time buyers and homemovers.  It found that in the 4th quarter of 2011, [...]

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  • What the papers say – 14th and 15th January 2012

    What the papers say – 14th and 15th January 2012

    Despite an uncertain outlook for the mortgage market and a recent increase in rates by lenders including ING, experts in this weekend’s financial press suggested that there are still competitively priced deals to be found. The Times warned however that borrowers should watch out for extra costs attached to ‘best-buy’ rates, as many lenders have [...]

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  • What the papers say – 7th and 8th January 2012

    What the papers say – 7th and 8th January 2012

    The plight of the First Time Buyer continues into the New Year, with the Sunday Times reporting that, despite lenders introducing more competitive rates, deals remain costly and hard to obtain, largely due to the size of deposit now required. Experts in the Sunday Express also suggested that a squeaky clean credit record and minimal [...]

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  • The Majority of First Time Buyers Seek Help from Mum & Dad

    The Majority of First Time Buyers Seek Help from Mum & Dad

    It will come as no surprise to many that first time buyers have been having a hard time of things recently and figures from The Council of Mortgage Lenders do little to change that view. It has published research of the first time buyer market that helps shed light on just how big an impact [...]

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London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.

Our Companies House number is 1988608. We are also authorised and regulated by the Financial Services Authority. Our FSA number is 143002.