• What the papers say – 12th – 13th May 2012

    What the papers say – 12th – 13th May 2012

    The Times took another look at lender criteria this weekend with critics claiming that some, including Northern Rock and Santander, have gone too far with their questioning to establish affordability, requiring such detail as how much a borrower spends on holidays, Christmas, and even their pets. With the market as uncertain as it is this [...]

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  • What the papers say – 5th – 9th May 2012

    What the papers say – 5th – 9th May 2012

    With lenders including Halifax, Co-Op, and Clydesdale and Yorkshire Banks increasing their Standard Variable Rates this month, the financial press this week has been full of warnings to borrowers to be vigilant in regards to their own mortgage. Experts in the Times, the Independent and the Financial Times advised homeowners to review their options as a matter [...]

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  • What the papers say – 28th – 29th April 2012

    What the papers say – 28th – 29th April 2012

    With the Bank of England predicted to keep its base rate on hold for some time to come, but several lenders increasing their Standard Variable Rates anyway, borrowers currently face a dilemma over which type of mortgage to choose. The Financial Times reported this weekend that 2 year fixed rates are the most common type [...]

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  • Great Rates But For How Long?

    Great Rates But For How Long?

    Recent statistics have shown that the average rate available on a 5 year fixed rate have been falling in recent years.  The figures from data provider Moneyfacts show that the average rate available has dropped substantially in the last year and by more than 1 per cent since 2010. That’s great news for those borrowers [...]

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  • Base Rate to Rise in Early 2013

    Base Rate to Rise in Early 2013

    Bold eh? I’m in an extravagant mood today. Let me explain . . .  The Bank of England has forecast for some time been that inflation would start to fall, and accelerate, as the year went on with a real risk of going far too low. Only a couple of months ago the MPC pumped [...]

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London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.

Our Companies House number is 1988608. We are also authorised and regulated by the Financial Services Authority. Our FSA number is 143002.