Uncategorized Archive

  • Overpaying your mortgage while rates are low could reap rewards

    Overpaying your mortgage while rates are low could reap rewards

    Thousands of borrowers have been enjoying low mortgage repayments whilst the Bank of England base rate has been at 0.5% for a record 30 months. It is of course tempting to enjoy the extra cash – whether it’s to absorb other rising costs such as petrol and utilities, or to spend on more exciting things.  [...]

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  • Lloyds launches Mortgage Option for Negative Equity Borrowers

    Lloyds launches Mortgage Option for Negative Equity Borrowers

    Lloyds Banking Group has launched a new option for existing mortgage customers affected by negative equity.  Research from the UK’s biggest mortgage lender indicates that next time buyers, or second steppers as Lloyds has tagged them, face as many challenges as those first time buyers to whom they hope to sell. Having made their first [...]

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  • As fixed mortgage rates rise, should you fix or stick?

    As fixed mortgage rates rise, should you fix or stick?

    Lender after lender has withdrawn their fixed rate mortgages over the course of the last couple of weeks, only to replace them with higher rates.  The trend continues this week with HSBC and Woolwich the latest lenders to hike their fixed rate mortgages.  High inflation figures have sparked speculation that the Bank of England will [...]

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London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.

Our Companies House number is 1988608. We are also authorised and regulated by the Financial Services Authority. Our FSA number is 143002.