Comments for London & Country Blog http://blog.lcplc.co.uk Mortgage insight and commentary Wed, 24 Feb 2010 09:53:13 +0000 hourly 1 http://wordpress.org/?v=3.2.1 Comment on What the papers say- 20th and 21st February 2010 by jackbrosnan http://blog.lcplc.co.uk/2010/02/what-the-papers-say-20th-and-21st-february-2010/comment-page-1/#comment-2799 jackbrosnan Wed, 24 Feb 2010 09:53:13 +0000 http://blog.lcplc.co.uk/?p=1222#comment-2799 its nice blog... its nice blog…

]]> Comment on What the papers say- 20th and 21st February 2010 by Mortgage Advice http://blog.lcplc.co.uk/2010/02/what-the-papers-say-20th-and-21st-february-2010/comment-page-1/#comment-2798 Mortgage Advice Wed, 24 Feb 2010 09:49:55 +0000 http://blog.lcplc.co.uk/?p=1222#comment-2798 I appreciate the concern which is been rose. The things need to be sorted out because it is about the individual but it can be with everyone. I appreciate the concern which is been rose. The things need to be sorted out because it is about the individual but it can be with everyone.

]]> Comment on What the papers say- 10th and 11th October 2009 by Phil Irving http://blog.lcplc.co.uk/2009/10/what-the-papers-say-10th-and-11th-october-2009/comment-page-1/#comment-1425 Phil Irving Mon, 19 Oct 2009 09:03:36 +0000 http://blog.lcplc.co.uk/?p=1120#comment-1425 In February of this year I wrote on behalf of the team network of estate agents to both The Chancellor and the Housing Minister proposing that they explore the re introduction of Mortgage Insurance Guarantees with the insurance industry underwriting, as they used to before de regulation, the the top end of lender risk i.e. over 75% LTV with the Government agreeing initially to act as insurer of last resort. This seemed to us to be a sensible responce to risk averse lenders and would enable ordinary FTB's to get on the housing ladder with a minimum deposit - say 10% - as I and the vast majority of my generation were able to in the early 1970's. So far no response! In February of this year I wrote on behalf of the team network of estate agents to both The Chancellor and the Housing Minister proposing that they explore the re introduction of Mortgage Insurance Guarantees with the insurance industry underwriting, as they used to before de regulation, the the top end of lender risk i.e. over 75% LTV with the Government agreeing initially to act as insurer of last resort.

This seemed to us to be a sensible responce to risk averse lenders and would enable ordinary FTB’s to get on the housing ladder with a minimum deposit – say 10% – as I and the vast majority of my generation were able to in the early 1970′s.

So far no response!

]]> Comment on Responsible mortgage lending or overly cautious? by Bill Bartmann http://blog.lcplc.co.uk/2009/07/responsible-mortgage-lending-or-overly-cautious/comment-page-1/#comment-602 Bill Bartmann Sat, 05 Sep 2009 18:38:22 +0000 http://blog.lcplc.co.uk/?p=994#comment-602 I'm so glad I found this site...Keep up the good work I’m so glad I found this site…Keep up the good work

]]> Comment on What the papers say- 19th August 2009 by Bill Bartmann http://blog.lcplc.co.uk/2009/08/what-the-papers-say-19th-august-2009/comment-page-1/#comment-591 Bill Bartmann Thu, 03 Sep 2009 17:27:25 +0000 http://blog.lcplc.co.uk/?p=1062#comment-591 Great site...keep up the good work. Great site…keep up the good work.

]]> Comment on Bank Rate Held. by Saurooon http://blog.lcplc.co.uk/2009/08/bank-rate-held/comment-page-1/#comment-248 Saurooon Sat, 08 Aug 2009 21:44:57 +0000 http://blog.lcplc.co.uk/?p=1041#comment-248 Hi, Super post, Need to mark it on Digg Saurooon Hi, Super post, Need to mark it on Digg
Saurooon

]]> Comment on Nationwide Profits Hit by Bad Debt and Increasing Fees. by biongeGring http://blog.lcplc.co.uk/2009/05/nationwide-profits-hit-by-bad-debt-and-increasing-fees/comment-page-1/#comment-216 biongeGring Wed, 05 Aug 2009 13:11:25 +0000 http://blog.lcplc.co.uk/?p=89#comment-216 Failing to buget can ruin your plans to get out of debt. If you're not already in debt, the lack of a budget can get you there. In the basic sense, a budget is just a plan for saving and spending your money. Why is a financial plan so important for debt management? Imagine taking a roadtrip across the country without a directions or compass. Sure, you might get there after many detours, turn-arounds, and delays. Or you could get a roadmap, map out your trip, and get there with a lot less trouble. It's the same way with managing debt. You could successfully get out of debt without a budget, but how long would it take and how much would it cost you. Instead, living out a budget will make getting out of debt much easier. A budget will help you figure out exactly how much you can afford to spend to get out of debt. Not only that, it helps you figure out where to squeeze more money from your debt. Once your debt's paid off, a budget will help you keep your finances on track to prevent you from getting back into debt. A budget will help keep your spending under control so you don't have to rely on Credit Card Debt to make ends meet. Failing to buget can ruin your plans to get out of debt. If you’re not already in debt, the lack of a budget can get you there. In the basic sense, a budget is just a plan for saving and spending your money.

Why is a financial plan so important for debt management?

Imagine taking a roadtrip across the country without a directions or compass. Sure, you might get there after many detours, turn-arounds, and delays. Or you could get a roadmap, map out your trip, and get there with a lot less trouble.

It’s the same way with managing debt. You could successfully get out of debt without a budget, but how long would it take and how much would it cost you. Instead, living out a budget will make getting out of debt much easier.

A budget will help you figure out exactly how much you can afford to spend to get out of debt. Not only that, it helps you figure out where to squeeze more money from your debt.

Once your debt’s paid off, a budget will help you keep your finances on track to prevent you from getting back into debt. A budget will help keep your spending under control so you don’t have to rely on Credit Card Debt to make ends meet.

]]> Comment on Nationwide Profits Hit by Bad Debt and Increasing Fees. by rwasjuneja http://blog.lcplc.co.uk/2009/05/nationwide-profits-hit-by-bad-debt-and-increasing-fees/comment-page-1/#comment-74 rwasjuneja Tue, 14 Jul 2009 16:53:17 +0000 http://blog.lcplc.co.uk/?p=89#comment-74 The best information i have found exactly here. Keep going Thank you The best information i have found exactly here. Keep going Thank you

]]> Comment on 125% is back….sort of by Dirnov http://blog.lcplc.co.uk/2009/07/125-is-back%e2%80%a6-sort-of/comment-page-1/#comment-72 Dirnov Tue, 14 Jul 2009 06:13:58 +0000 http://blog.lcplc.co.uk/?p=997#comment-72 Super post, Need to mark it on Digg Thank you Dirnov Super post, Need to mark it on Digg
Thank you
Dirnov

]]> Comment on Someone stole my bank by KonstantinMiller http://blog.lcplc.co.uk/2009/06/someone-stole-my-bank/comment-page-1/#comment-30 KonstantinMiller Mon, 06 Jul 2009 19:43:21 +0000 http://blog.lcplc.co.uk/?p=522#comment-30 Hello. I think the article is really interesting. I am even interested in reading more. How soon will you update your blog? Hello. I think the article is really interesting. I am even interested in reading more. How soon will you update your blog?

]]> Comment on What the papers say – 17th June 2009 by flashplayer http://blog.lcplc.co.uk/2009/06/what-the-papers-say-17th-june-2009/comment-page-1/#comment-27 flashplayer Sun, 05 Jul 2009 05:38:56 +0000 http://blog.lcplc.co.uk/?p=781#comment-27 Great post! Great post!

]]> Comment on What the papers say- 6th and 7th June 2009 by Abril http://blog.lcplc.co.uk/2009/06/what-the-papers-say-6th-and-7th-june-2009/comment-page-1/#comment-4 Abril Thu, 25 Jun 2009 12:57:18 +0000 http://blog.lcplc.co.uk/?p=583#comment-4 Hi, We have just added your latest post "Re: Mortgages » Blog Archive » What the papers say- 6th and 7th June 2009" to our <a href="http://www.mortga-ge.info" rel="nofollow"> Directory of Mortgage </a> . You can check the inclusion of the post <a href="http://www.mortga-ge.info/story.php?title=re-mortgages----blog-archive-----what-the-papers-say--6th-and-7th-june-2009" rel="nofollow"> here </a> . We are delighted to invite you to submit all your future posts to the <a href="http://www.mortga-ge.info" rel="nofollow"> directory</a> and get a huge base of visitors to your website. Warm Regards Mortga-ge.info Team http://www.mortga-ge.info Hi,

We have just added your latest post “Re: Mortgages » Blog Archive » What the papers say- 6th and 7th June 2009″ to our Directory of Mortgage . You can check the inclusion of the post here . We are delighted to invite you to submit all your future posts to the directory and get a huge base of visitors to your website.

Warm Regards

Mortga-ge.info Team

http://www.mortga-ge.info

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