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Banking News Archive
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Demographics, house prices and mortgage design
I had planned to talk about the budget today but for one thing everyone’s at it and for another, aside from the 15% rate on those attempting to dodge stamp duty by buying through a company plus retrospective hits for anyone weaselling out of that (got my inner leftie popping the cork on a bottle [...] -
Get it while you can
The press has been full of Standard Variable Rate changes – first RBS increased the standard rates for its One Account borrowers by 0.25%, followed almost immediately by Halifax increasing its rate from 3.50% to 3.99% for an estimated 850,000 customers. Now we have news that Bank of Ireland (aka Bristol & West) upping its [...] -
Halifax Gives its SVR Cap More Headroom
Halifax has announced that it will increase the cap that applies to its standard variable rate (SVR) for some borrowers. The cap will increase from 3% above Bank of England Base Rate to as much as 3.75% above Base Rate. That may not come as a big surprise to some as this isn’t the first [...]
