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Financial planning Archive
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Cost of raising a child in excess of £218,000
The most recent report from LV= shows that the cost of raising a child has increased by more than 3% in the last year. The total cost of raising a child from birth to the age of 21 is now measured at an eye-popping £218,024. The biggest factors in the cost are education and childcare [...] -
Overpaying your mortgage while rates are low could reap rewards
Thousands of borrowers have been enjoying low mortgage repayments whilst the Bank of England base rate has been at 0.5% for a record 30 months. It is of course tempting to enjoy the extra cash – whether it’s to absorb other rising costs such as petrol and utilities, or to spend on more exciting things. [...] -
On your lender’s SVR? Make sure you review your mortgage
Whilst the Bank of England Base Rate has been at 0.5% for 30 months, not all mortgage rates are as mouth-wateringly low. Many lenders’ Standard Variable Rates (SVRs) are now between 4% and 6% – well above the current crop of best buy deals, meaning you could save a lot by remortgaging. If you are [...]
