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Interest Only Archive
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What the papers say – 21st and 22nd January 2012
The Times looked this weekend at the various factors that can have a bearing on borrowing levels, including student loans, the number of dependants a person has, and even whether or not they have had a landline installed. Brokers were keen to point out that affordability calculators offered by most lenders online are just an [...] -
Overpaying your mortgage while rates are low could reap rewards
Thousands of borrowers have been enjoying low mortgage repayments whilst the Bank of England base rate has been at 0.5% for a record 30 months. It is of course tempting to enjoy the extra cash – whether it’s to absorb other rising costs such as petrol and utilities, or to spend on more exciting things. [...] -
What the papers say- 9th and 10th July 2011
Housing Minister Grant Shapps’ call last week for lenders to offer ‘mates mortgages’ to help struggling First Time Buyers prompted a lot of discussion in the financial press. Experts in the Guardian pointed out that most lenders already allow up to 4 applicants to purchase together, but in many cases only the 2 highest incomes [...]
