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James Cotton Archive
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Make sure you get the best mortgage deal in 2012
With 2011 fast drawing to a close and attention turned to shopping, cooking and partying anyone can be forgiven for not considering their mortgage. But once we’re into the New Year there should be no excuse for making sure you get the best deal on what is likely to be your biggest monthly expenditure. Whether [...] -
First Time Buyers – beware end of stamp duty holiday
First time buyers should move quickly in the New Year as the Government’s stamp duty exemption comes to an end in March. When buying a new home, you need to pay stamp duty (or Stamp Duty Land Tax to give it its full name) as a percentage of the value of the property you’re buying. [...] -
Troubles in Europe push mortgage rates higher
Once again this month the Bank of England Base Rate was held at 0.5%, but the ongoing chaos, panic and uncertainty surrounding the current debt crisis in Europe has been having a knock-on effect on the cost of mortgages. LIBOR, the London Inter-Bank Offered Rate at which banks lend money to each other, has been [...]
