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Mortgage lending Archive
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Demographics, house prices and mortgage design
I had planned to talk about the budget today but for one thing everyone’s at it and for another, aside from the 15% rate on those attempting to dodge stamp duty by buying through a company plus retrospective hits for anyone weaselling out of that (got my inner leftie popping the cork on a bottle [...] -
Lenders hike mortgage rates for 1.2 million borrowers
This month, and within days of the three-year anniversary of the Bank of England’s last change in interest rates (when they were cut to their current level of 0.5%), we’ve seen four mortgage lenders announce hikes in their Standard Variable Rate (SVR). The upshot of these changes will be a rise in monthly mortgage payments [...] -
Get it while you can
The press has been full of Standard Variable Rate changes – first RBS increased the standard rates for its One Account borrowers by 0.25%, followed almost immediately by Halifax increasing its rate from 3.50% to 3.99% for an estimated 850,000 customers. Now we have news that Bank of Ireland (aka Bristol & West) upping its [...]
